Instant Credit Analysis from UniversalCIS Offers a Fresh Approach in Loan Decisioning
Now more than ever, lenders need to make decisions faster, maximize cross-selling opportunities and incorporate risk-based pricing into their workflow. Credit Analysis from UniversalCIS will help you accomplish these goals while improving decision quality and profitability.
Using our simple setup, Credit Analysis can be customized to fit your unique lending criteria and applied to every report in your organization. With the Credit Analysis option enabled on your account you’ll be making loan decisions smarter, faster and with more consistency across all product lines.
How Credit Analysis works:
- Define your rule sets
- Request your single, two bureaus, or tri-merge credit report
- Receive instant output with predetermined actions
Your customized Credit Analysis "rule sets" allow:
- Branch offices to make better decisions
- More control over decisions
- The ability to take advantage of the short window of opportunity with a customer by providing an instant decision and keeping the competitive edge
Credit Analysis can help you:
- Create a unique decision matrix with the ability to implement tiered pricing
- Control deployment of the product
- Manage results at a fraction of the cost without having to add another system or login to remember how to use