Lending Technology & Solutions
The UniversalCIS platform empowers businesses to integrate consumer data and reporting seamlessly into their business analytics environment in order to improve confidence and reduce risk when making lending decisions.
EVERYTHING YOU
NEED TO SERVICE
THE LOAN LIFECYCLE
Origination
MERS – Level One
Score Disclosure Mailing
Pre – Qual Soft Pull
Credit Assure / Radar
Marketing Lists & Prescreens
Processing
VOE’s – The Work Number
Supplements
Flood
CreditXpert
Appraisal
Underwriting
ADV 120
AVM
SSA89
UDM
Closing
VOE – Re-verify
ADV 120 Refresh
Post-Closing
VOE’s Re-verify
Floods
AVM’s
4506T’s
Servicing
Retention
Fraud Analysis
Industries Served
Mortgage
UniversalCIS offers services to bankers, brokers, and credit unions, complying with the industry’s ever-changing rules and regulations in the following areas:
• Flood Coverage
• Property Valuation Models
• Property Verification
• Employment Verification
Financing
We assist clients with improving their borrowers’ credit lines’ and helping companies find the best prospects for their loans, credit cards, and other financial-based services.
• Pre-Screen Leads
• CreditXpert Suite
• Tri-Merge Credit Reports
• Undisclosed Debt Monitoring
Utility & Energy
UniversalCIS will help utility and energy industries make well-informed decisions about land acquisition and asset management.
• Mitigate natural hazard risks
• CertMap through ServiceLink National Flood
• FEMA declared disaster report
• Life-of-Loan notifications
Tenant Screening
Evictions take time and cost thousands of dollars. Let UniversalCIS help screen prospective tenants so you know ahead of time the risk that each one poses.
• National Tenant Package
• Alliance with TenantReports.com
• Background checks and verification reports
• Employment, Income and Tax Form verification services
Don’t see your industry here?
We can help any business with background checks, credits reports, and verification.
Serving You for Over 75 Years!
UniversalCIS has been a top-ranked national credit reporting agency for 75 years. Renowned for providing “best in class” cutting-edge technology incorporated into our solutions for lending, reporting, and other related services. UniversalCIS supports the entire loan life cycle, saving our clients an average of 15% as opposed to the competition. UniversalCIS leads the industry for speed of response, accuracy, and compliance, always putting the customer first. No voicemail. We’re here when you need us.
UniversalCIS takes pride in fast responses on supplements, updates and rapid rescores. Our CreditXpert Suite of Products is expansive, and we are integrated with all major LOS systems. This is just the tip of the iceberg when it comes to listing our comprehensive packages of services to suit all your needs.
News
UniversalCIS Announces Investment from Lovell Minnick Partners
Investment from Lovell Minnick to Provide Significant Capital for Strategic Growth and Continued Acquisition Strategy PHILADELPHIA, LOS ANGELES, NEW YORK – MARCH 17, 2021 — UniversalCIS (the...
UniversalCIS Acquires SharperLending
UniversalCIS Announces Acquisition of SharperLending SharperLending Extends Technology to Enterprise-Level Mortgage Originations Appraisal Software Markets Philadelphia, PA, January 14, 2021 –...
Rebranding as UniversalCIS
Following Merger, Universal Credit Services, CIS Credit Solutions, and Avantus Rebrand as UniversalCIS UniversalCIS unveils new name and logo with rebranding initiative Philadelphia, PA, January 12,...
CIS Merges with Universal Credit
CIS Merges with Universal Credit CIS Credit Solutions Announces Merger with Universal Credit Services Philadelphia, PA, October 28, 2020 – CIS Credit Solutions (“CIS”) and Universal Credit Services...
CIS Merges with Avantus
CIS Merges with Avantus CIS Credit Solutions Announces Merger with Avantus and Credit Bureau of Connecticut New York, NY, August 11, 2020 – CIS Credit Solutions (“CIS”), a credit and technology...
Paul D. Ryan Joins CIS Advisory Board
Paul D. Ryan Joins CIS Credit Solutions Advisory Board Former Speaker of the House of Representatives New York, NY, February 25, 2020 – CIS Credit Solutions (“CIS”), a market leading services and...
John H. Dalton Joins CIS Advisory Board
CIS Credit Solutions Announces Advisory Board and Appointment of John H. Dalton, Former Secretary of the Navy and Former President of Ginnie Mae New York, NY, January 23, 2020 – CIS Credit...
Acquisition of Mortgage Solutions Business
CIS Credit Solutions Announces Acquisition of Mortgage Solutions Business of Alliance 2020 New York, NY, November 4, 2019 – CIS Credit Solutions (“CIS”), a Credit Reporting Agency providing tri-...
CIS COMPLETES ARIVE™ INTEGRATION
CIS COMPLETES ARIVE™ INTEGRATION ALLAMUCHY, NJ (July 9, 2019) CIS announced their credit reports are integrated on ARIVE™. “CIS is proud to be one of the first mortgage credit agencies fully...
CIS COMPLETES CLOUDVIRGA™ INTEGRATION
The CloudVirga integration addresses borrower demand for self-service, mobile loan applications while offering mortgage companies faster, transparent loan processing. Within minutes of the borrower...
Proud Memberships
